I worked in insurance for a long time but have been out of it for ages. The place I worked, a very large, reputable organisation, required anyone doing buildin/renovation works to notify them. Parts of the policy would not operate in a renovation situation, and strict criteria would have to be met. My suggestion would be to talk specifically to your general insurer (but be aware that many folks in their call centres have very little understanding of detailed underwriting processes. Alternatively, have a chat to a broker and buy a temporary policy that covers all events (water damage where building has been opened to the elements, fire etc. If you're an owner-builder you most likely will need a very specialised policy.
Originally Posted by barney118
I am not responsible for anything that Moondog says!